Development Finance
At Oliver Charles Financial Services, we focus on providing development finance that is carefully structured to meet the unique demands of each project.
With established relationships across a select group of lenders, we secure financing that offers the support you need, from start to finish.
Our experience allows us to navigate the complexities of development finance with a clear, straightforward approach.
We understand what it takes to get a project moving, and we make sure the financial foundation is solid, so you can focus on the development itself.
Property Finance Types
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We raise development finance that covers up to 75% of the Gross Development Value, including interest and 100% of build costs, CIL/S106, professional fees & a 10% contingency
With our carefully structured solutions, we ensure your project has the financial backing it needs from day one, offering up to 70% LTV on your initial purchase or valuation.
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Bridging finance is designed for quick access to funds, whether it’s for a property purchase, transitioning between projects, or releasing equity.
We can raise up-to 75% LTV, secured by a First Charge, with flexible repayment options based on serviced or rolled up interest.
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We offer finance for substantial refurbishment projects, providing up to 75% LTGDV and 100% of the renovation costs.
This ensures that larger projects are fully supported from start to completion.
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Light Refurbishment Finance is used for those understated upgrades, with funding ranging from 50% to 75% of the property's market value, contingent on location.
Beyond simple enhancements, this finance suits conversions to HMOs and various other end-use transformations.
We can raise up to 70%-75% LTGDV, factoring in interest, whilst raising 100% of the renovation costs.
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Airspace Development Finance empowers developers to harness untapped potential above established structures in prime locations.
Airspace developments stand as a contemporary response to the UK's housing needs.
With a track record of supporting projects embracing this modern approach, we can raise upto 70% of the GDV, including interest and 100% of the Build Costs.
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HMO & Co-Living Finance offers a tailored 6-18 month financing solution, allowing you to confidently acquire and transform properties into compliant HMOs.
This timeframe facilitates completion of necessary refurbishments, securing of the HMO licence, room rentals, and transition to a long-term mortgage.
We can raise up to 75% LTV.
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Joint Venture Development Finance is tailored for alliances between developers and asset owners.
Recognising the advantages of joint ventures, we understand how they can optimise cashflow, pool expertise, unveil prime development prospects and bring specialised skills to the forefront, ensuring your project's success.
We can raise up to 75% of the GDV, including interest and 100% of the Build Costs.
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Development Exit Finance serves as a seamless transition, bridging the crucial phase between nearing the end of a development and securing its successful conclusion.
It offers relief from existing financial obligations, granting you the flexibility to strategise the best outcome, be it a sale or transitioning to long-term finance. We can raise up to 75% LTV.
*Loans from £1,000,000
Why choose Oliver Charles as your broker?
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With a in-depth understanding of property finance, we specialise in structuring deals that work.
Our expertise ensures you get the financial support you need, when you need it.
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Our established connections give you direct access to key lenders, ensuring you have the financial backing necessary to drive your project forward.
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We do not complicate things. Our approach is straightforward, providing clarity at every step so you can make informed decisions with confidence.
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Many of our clients come back to us for multiple deals each year.
We build long-term relationships by consistently delivering the right results, time after time.